Rules rules rules!

[undeath]

Well, that will mostly depend on the size of your wordlist. Assuming passwords of up to 10 characters (before rules), you have

[positions of LAD]*[positions of BYE]*[possibilities for m@1d]*[positions of ABC]*[positions of NET]*[positions of CAL] = 11*11*2*12*12*12 = 418176 rules

Depending on your GPU speed for the algorithm in question and the size of your wordlist you can easily calculate how long such an attack would take.